Fair Credit Report Act (FCRA)

Fair Credit Report Act Attorneys in Philadelphia

Repair Your Credit Rating with Help from Weisberg Law

Your credit report can dictate whether you get approved for a car loan, mortgage, personal loan, and even a housing or employment opportunity. The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to provide correct and complete information and regulates how credit reporting agencies should handle disputed information. If you have learned of incorrect information on your credit report, you have a right to dispute the information and to get inaccurate information removed from your report in a timely manner.

At Weisberg Law, our attorneys recognize how frustrating it can be to get credit reporting errors corrected, especially without the assistance of an experienced attorney. We provide the effective representation necessary to get errors on a bad credit report fixed. Our consumer rights law firm serves clients when they need help from a Fair Credit Report Act attorney in Philadelphia.

Reach out to us online or call (610) 550-8042 Weisberg Law to set up a free initial consultation to learn more about how we may be able to help you.

Your Rights under the Fair Credit Reporting Act

The Fair Credit Reporting Act was established in 1970 to promote the accuracy and privacy of the information collected and distributed by credit reporting agencies. The Fair Credit Reporting Act provides consumers with a number of rights and gives them an avenue for relief once errors are detected in credit information.

Some of your rights under the FCRA include:

  • Right to view your credit report
  • Right to know if your information was used against you (in denial of a loan, for example)
  • Right to adverse action disclosure from an employer
  • Right to dispute inaccurate or incomplete information
  • Right to have inaccurate information corrected
  • Right to pursue damages against violators of the FCRA

Were You Denied Due to False Credit Report Information?

Mistakes on your credit report can go unnoticed until you receive an unexpected denial for a mortgage. Whether the error resulted from creditor error, collection agency error or identity theft, we can help you get the credit mistakes corrected.

At Weisberg Law, we will carefully assess the information on your credit report and request removal of the incorrect information by the credit bureau/credit reporting agency (Trans Union, Experian, Equifax or CSC). If, after verifying the information with the creditor, the credit reporting agency refuses to remove or correct the information, we will file a claim under the Fair Credit Reporting Act for money damages against the credit reporting agency and the creditor that supplied the wrong information.

Get Help Fixing Credit Report Errors

Don't let mistakes on your credit report cause further financial problems. Our Fair Credit Report Act attorneys in Philadelphia can assert your rights.

Contact us online to schedule a free consultation with someone who can help!

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  • Matthew provides an incredible amount of knowledge and education to clients, and goes above and beyond what is expected.

    “In a 10 minute conversation with Matthew, after being referred to him by a friend, he had given me peace of mind.”

    - Former Client
  • I hired Mr. Weisberg to assist me with my legal malpractice claim.

    “He did everything in his power to help me win my case.”

    - Richard M.
  • I hold Mr. Weisberg in the highest esteem for the help he has provided me and my family and would absolutely recommend his services.

    “Mr. Weisberg assisted my brother with closure regarding numerous outstanding bills, some of which were questionable at best.”

    - Darby R.
  • Gary Schafkopf has been our family lawyer for 10+ years, we are incredibly fortunate to have found him.

    “He is extremely knowledgeable and truly cares about his client's!”

    - Jessica H.
  • Gary is an excellent lawyer who helps keep difficult issues in perspective.

    “I can count on him to find a practical solution and negotiate a fair and equitable deal”

    - Stephen R.
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Why Clients Choose Us

  • Thousands of Clients Helped

    We have helped thousands of clients with both small and big cases since the inception of the firm. Our attorney Matthew Weisberg has had the opportunity to fight for the rights of clients before the Supreme Court.

  • Affordable Pricing

    We are committed to providing transparent flat fees that are affordable. Everyone deserves the ability to fight for their rights without the worry of affordability.

  • Over 20 Years of Experience

    Since 2005 our firm has advocated for the rights of clients in Philadelphia and surrounding cities. In addition, our attorneys have been in the legal field for over 20 years bringing immeasurable knowledge with them to the firm.

  • Free Consultations

    We understand the stressful nature of the situation you can be in. Call us for a free consultation and we will strive for a response within 24 hours.

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