Fair Credit Report Act Attorneys in Philadelphia
Repair Your Credit Rating with Help from Weisberg Law
Your credit report can dictate whether you get approved for a car loan, mortgage, personal loan, and even a housing or employment opportunity. The Fair Credit Reporting Act (FCRA) requires credit reporting agencies to provide correct and complete information and regulates how credit reporting agencies should handle disputed information. If you have learned of incorrect information on your credit report, you have a right to dispute the information and to get inaccurate information removed from your report in a timely manner.
At Weisberg Law, our attorneys recognize how frustrating it can be to get credit reporting errors corrected, especially without the assistance of an experienced attorney. We provide the effective representation necessary to get errors on a bad credit report fixed. Our consumer rights law firm serves clients when they need help from a Fair Credit Report Act attorney in Philadelphia.
Your Rights under the Fair Credit Reporting Act
The Fair Credit Reporting Act was established in 1970 to promote the accuracy and privacy of the information collected and distributed by credit reporting agencies. The Fair Credit Reporting Act provides consumers with a number of rights and gives them an avenue for relief once errors are detected in credit information.
Some of your rights under the FCRA include:
- Right to view your credit report
- Right to know if your information was used against you (in denial of a loan, for example)
- Right to adverse action disclosure from an employer
- Right to dispute inaccurate or incomplete information
- Right to have inaccurate information corrected
- Right to pursue damages against violators of the FCRA
Were You Denied Due to False Credit Report Information?
Mistakes on your credit report can go unnoticed until you receive an unexpected denial for a mortgage. Whether the error resulted from creditor error, collection agency error or identity theft, we can help you get the credit mistakes corrected.
At Weisberg Law, we will carefully assess the information on your credit report and request removal of the incorrect information by the credit bureau/credit reporting agency (Trans Union, Experian, Equifax or CSC). If, after verifying the information with the creditor, the credit reporting agency refuses to remove or correct the information, we will file a claim under the Fair Credit Reporting Act for money damages against the credit reporting agency and the creditor that supplied the wrong information.
Get Help Fixing Credit Report Errors
Don't let mistakes on your credit report cause further financial problems. Our Fair Credit Report Act attorneys in Philadelphia can assert your rights.
Contact us online to schedule a free consultation with someone who can help!