Fair Credit Report Act (FCRA)

Fair Credit Report Act Attorneys in Philadelphia

Know Your Rights When It Comes to Credit Report Errors

As consumer protection advocates, our attorneys at Weisberg Law are experienced and skilled when it comes to handling credit report errors for our clients. The Fair Credit Reporting Act is a federal law that protects consumers by requiring credit reporting agencies to provide accurate information about consumers. If your credit report is damaged by an error or inaccurate information, we can help you take legal action to correct it.

Weisberg Law provides each client with the individualized level of service it takes to achieve the best possible results. Having an error on your credit report is not just frustrating, but potentially damaging to your financial affairs. A poor credit score caused by a mistake can keep you from getting the fair interest rates you deserve – or from accessing new lines of credit at all. Our Fair Credit Reporting Act services in Philadelphia can help you dispute errors on your report and repair damage they may have caused.

Learn more by connecting with one of our attorneys. Schedule a consultation today by calling (610) 550-8042 or by contacting us online.

How The Fair Credit Reporting Act Protects You

Credit reporting agencies such as Experian, Equifax, and TransUnion are accountable to consumers for providing accurate information in their credit reports. Thanks to the Fair Credit Reporting Act, this generally provides certain rights consumers have when they discover errors or inaccuracies.

As a consumer, you are empowered in the following ways:

  • It’s your right to dispute errors. If you discover a mistake on your credit report, you can dispute it with the credit reporting agency that generated the report.
  • Credit agencies are obligated to remove mistakes. If you have reported an error on your credit report and the reporting agency cannot verify the information it has is accurate, it must remove the error within 30 days.
  • Outdated information can’t be reported. Past credit issues can only appear on your report for up to seven years, and a bankruptcy can only appear for up to 10 years. If you’re seeing outdated information appearing on your credit report, you must dispute it!
  • You can sue for damages. Credit reporting agencies in violation of the Fair Credit Reporting Act can be held accountable in court. Our Fair Credit Reporting Act services in Philadelphia can help you recover damages from the companies and even individuals who violated your consumer rights.

We Can Help You Dispute an Error

When you become aware of an error on your credit report, our attorneys can advise you of the steps you must take to dispute the mistake. We can draft a credit report dispute letter that lets the appropriate reporting agency know what is in error and help you present the appropriate evidence needed.

Should the reporting agency fail to correct the error within 30 days or believes the erroneous information is correct, Weisberg Law can help you take legal action to fix the mistake. Individual outcomes will vary, but many reports can be rectified within 30-60 days of filing a lawsuit.

Get Legal Counsel on Your Side!

Our Fair Credit Reporting Act services in Philadelphia can help people like you regain peace of mind after discovering an error or old information on your credit or background report. We invest time in learning about your situation so we can take advantage of options that may be available to you.

Learn more about our services by scheduling a free initial consultation with Weisberg Law today! Contact us onlineto get started now.

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  • With their constant never-ending support, they got justice for me.

    “I will be forever grateful for the fabulous work on my case that Matt Weisberg and his team did on my behalf. Many a time I felt like I had fallen into a deep hole and was ready to give up. With their ...”

    - Robin R.
  • When no one would take my legal malpractice case, they did and won!

    “These guys was totally professional and they get the job DONE!! When no one would take my legal malpractice case, they did and won!”

    - Doniell W.
  • ...their interest helped make a change for the better in our community.

    “Weisberg Law was the only firm that took an interest in our racial discrimination case against a local school district. While we ended up settling, the real point was that their interest helped make a ...”

    - Kerry M.
  • Takes an interest and makes changes!

    “Weisberg Law was the only firm that took an interested in our racial discrimination suit against the local school board. Had it not been for their taking the case, we would not have been able to ...”

    - Former Client
  • Matthew provides an incredible amount of knowledge and education to clients, and goes above and beyond what is expected.

    “In a 10 minute conversation with Matthew, after being referred to him by a friend, he had given me peace of mind.”

    - Former Client
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Why Clients Choose Us

  • Thousands of Clients Helped

    We have helped thousands of clients with both small and big cases since the inception of the firm. Our attorney Matthew Weisberg has had the opportunity to fight for the rights of clients before the Supreme Court.

  • Affordable Pricing

    We are committed to providing transparent flat fees that are affordable. Everyone deserves the ability to fight for their rights without the worry of affordability.

  • Over 20 Years of Experience

    Since 2005 our firm has advocated for the rights of clients in Philadelphia and surrounding cities. In addition, our attorneys have been in the legal field for over 20 years bringing immeasurable knowledge with them to the firm.

  • Free Consultations

    We understand the stressful nature of the situation you can be in. Call us for a free consultation and we will strive for a response within 24 hours.

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